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238 ArticlesOpinion

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No more evergreening through AIFs, says RBI to NBFCs

RBI has a new rule: NBFCs cannot use AIFs to evergreen loans. Let me explain. This is going to take some time. NBFCs have seen increased regulation over time, ...
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What we should not learn from the SVB crisis

Silicon Valley Bank has gone under. And the government has rescued the depositors. What just happened? We take you through the journey of what the crisis was ...
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[Podcast] Imagining MERA: My Empowered Retirement Account

 Here’s something to think about before we begin. Your imagination will set some context. Imagine, you can have a retirement ...
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Podcast: LIC’s Uncommon Profit and The HDFC Twins

In this episode, Deepak & Shray break from the trend of the 50,000 feet views and do something different. Rather than zooming out, we zoom in. We discuss two ...
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What Cathie Wood gets right

So, Cathie Wood, in a recent Bloomberg interview, predicted Bitcoin will be $1 Million by 2030. For reference, as of writing, BTC is $16.5k. So, about a ...
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Why UPI should be free

Should we allow banks to charge us for UPI transactions? The answer: No, they're paid anyhow. Banks are designed to give us payment system for free because ...
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Podcast: Why SEBI should implement India’s EDGAR and more

Recently, as of 7th September 2022, total Demat accounts in India touched the 10 crore mark. This is a staggering increase from 40 crore Demat accounts in Mach ...
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Podcast: Is it a good time to invest in gold?

🎙New Podcast In this episode, Deepak and Shray unravel different aspects related to investing in gold.  Gold has been around as a store of value for ...
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Is RBL Bank safe?

From the asset quality concerns to the management crisis, RBL Bank had seen it all in the last 6 months. The stock is down (-88%) from its all-time high and ...
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Masala Money: Krish Ashok X Deepak Shenoy on Food and Finance

Two engineers get together to discuss two life essentials - food and money! Our food expert is Krish Ashok. Ashok is Global Head, Digital Workplace at TCS. ...
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