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Let Foreigners Buy Our Debt

Dheeraj Singh and I write at the Business Standard: It’s time the government opened up to foreigners for its funding. Government of India securities, or ...

Diversification: The Pluses and Minuses

I write at Yahoo: Diversification, the pluses and minuses A lot has been said about diversification, where you spread your investments across various avenues. ...

ULIP Underperformance: Stunted By Guarantees

Unit Linked Insurance Policies tend to be very complex and highly loaded with costs. But some policies have looked good in theory, but they turn out to be dud ...

Guest Post: Negative Interest Rates – The Real Game

Note: This is a guest post by Devendra Nevgi who runs Delta Global Partners. Disclosure: Deven advises Learning Infinite who advertise at Capital Mind. As the ...

Cash Reserve and Liquidity Ratios: A Primer

This is a guest post by Dheeraj Singh. Dheeraj is a former fund manager for many years specializing in fixed income. Used to head fixed income at IL&FS ...
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What D’ya Want: Fundamentals Or Technicals?

There is always an argument about whether it’s better to invest using fundamentals or technicals. Fundamentals are about the real deal – the analysis of ...

Why You Shouldn’t ‘Invest’ in Life Insurance

At Yahoo, I write about Why you shouldn’t invest in Life Insurance: The three reasons people buy insurance is: a) To save tax. b) As an investment, to make a ...

Alright To Be Wrong…When Investing

At Yahoo, I write about how it’s all right to be wrong when investing: In 1973, the Kreditbanken (bank) at Norrmalmstorg in Stockholm was attacked by ...

Consumer Prices: A Better Inflation Indicator

At Yahoo, I write on Consumer Prices: A Better Inflation Indicator "Inflation is when you pay Rs. 100 for the fifty rupee haircut you used to get for 25 ...

Dynamic Bond Funds

I’ve had two questions on email recently about Dynamic Bond Funds. The concept of Dynamic Bond Funds needs an understanding that bonds are complicated, way ...