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238 ArticlesOpinion

10 / 24

You Can Opt Out of OTP for Small Transactions, But You Should Not.

Sick of OTPs? RBI has a new notification. You can say NO to the One Time Passwords that you need to key in every time you do an online transaction, but only ...
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Suckered: How a 4% Loan for Furniture Actually Costs You 12%

So my friend, let’s call him K, decided to go buy furniture and fixtures. He went to HomeTown and bought stuff worth Rs. 76021. And then there was a ...
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Happy Diwali 2016! More Arbitrary Predictions Come Your Way

It’s time for the annual prediction post again. We are horrible at this, as you will first see in our report card. But as things go, this is one time you ...
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Saving For Retirement: How Much is "Enough"?

Capital Mind has focussed on a lot of topics. We have decoded scams, we have requested regulation, we have demystified budgets, we have investigated corporate ...
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Guest Post: BoB Starts Rating based home loans – What does it mean?

This is a guest post by Aditya Mishra, CEO of SwitchMe, an online mortgage refinance service.  Bank of Baroda recently announced that it will now set the home ...
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Yet Another Piece of Advice for 2016, Even If Environmentally Friendly

    Happy New Year folks! As 2016 comes in, the investing world pops up a massive set of investment ideas, thoughts on what you should do, and why ...

The Folly of Short Term Predictions by Udayan, and Why We Think He's Not Altogether Right

We have a winner! Udayan Mukherjee on TV18: If there’s one thing which I’ve learnt, and perhaps the only thing, is that these things which are said ...

Plug: Medianama's Report on Mobile Internet Numbers Show How Much More Relevant Data is Today, And Who Will Get Hurt When Reliance Jio comes in

Medianama has a brilliant report of the Mobile Internet in India (You can purchase it here), Sep 2015 edition. From their post on it: 3G connections accounted ...

Why Is The FIPB Rejecting or Deferring Proposals Like Sharekhan Stake Sale, and Kotak Bank FII Limit Raise?

There’s been a strange situation at the FIPB (Foreign Investment Promotion Board). In the recent  meeting in April, they approved a few FDI proposals ...

Satyam and the Case of Big Hairy Manipulative Scamming Promoters in the Stock Market

The case of Satyam has finally been decided. In December 2008, just after the collapse of Lehman brothers, one of India’s largest outsourcers, Satyam, ...