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Glossary of Investing terms, Part 1

Everyone who’s new to investing finds the terminology intimidating. Most investment articles, including mine, use terms like NAV, P/E, ratios, corpus, ...

Capital Guarantee Plus Appreciation?

Sandeep Shanbhag explains how you can get “assured” returns: by putting a part of your capital in a fixed income instrument like National Savings ...

Mutual Funds: Dividend option or Growth option

Most mutual funds have multiple options for investment, for the same scheme: 1) Growth option 2) Dividend option (with either automatic reinvestment or as a ...

Things an investor must look in an offer document

There are lots of new Initial Public Offers (IPOs) that have failed in the market such as: Company Issue Price Current Price Jet Airways 1,100 509 GVK ...

Should you rent or buy?

You can also listen to our recent podcast “Should you buy a house” here The question one often asks when one gets to a comfortable state of ...
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Mutual Fund FAQs

Mutual Funds can invest in the stock market, govt bonds or tax bonds or anywhere else. So do we, the investors, have any control over it? Mutual Funds have an ...

Introduction to Mutual Funds

Here’s what Mutual funds (MFs) are, and how they work. Let’s say you and I had some money, about 1 Lakh rupees each. And we have 8 other friends ...

Points vs. Percentages

Points and Percentages Every day one hears about how the market is going up 400 points, or down 100 points. TV anchors and analysts express a lot of surprise ...

ULIPs : A good investment?

(Some of you have asked for the “basics” of investing – I’m writing an article about this, and hope to have it ready soon) Meanwhile, I ...

Capital Gains Tax: A primer

If you make a profit buying and selling Capital Assets (Property, Stock, Mutual Fund units etc.), you need to pay Capital Gains Tax. Here’s a primer: ...
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