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On Slack: Duty hike, MSCI India, Kattupalli Port, Chai pe Charcha, Swachh pinch and more….

The Slack Discussions The Slack group at Capital Mind Premium has been extremely active and if you haven’t been there, pop us a note by replying to this ...

On Slack: Of Dynamatic Tech and Atul Auto, Result Updates and Random Markets

The Slack Discussions The Slack group at Capital Mind Premium has been extremely active and if you haven’t been there, pop us a note by replying to this ...

IRDA: Limit ULIP Surrender Charges to Rs. 6,000

IRDA, the regulator I have torn into over ULIPs, has started to get investor friendly. And how! The latest piece is a notification for early surrender. If you ...

Will you pay for ULIP or Investment Advice?

I’m just working through my inbox and at least 200 emails are still pending, with people asking me what I suggest they do about their policies. The requests ...

Value Research: Calculation Error?

Over email, Ravikiran Rao pointed out to an error in Value Research’s article by Dhirendra Kumar which mentions: Consider a ten year investment that is ...

IRDA Wakes Up, ULIP Changes in Store

Says Mint: Two Irda officials told Mint on Monday the regulator will soon declare stringent norms on front-loading of commissions, surrender charges, risk ...

IRDA wins the battle to regulate ULIPs

It’s final. The government has decided that the ULIP turf war will be decided in favour of IRDA. The government has brought down curtains on the two-month ...

Value Research: Tax ULIPs

Dhirendra Kumar makes a useful point: Like all insurance products, the returns earned by ULIPs are free of income tax. However, the returns from the investment ...

IRDA Makes Insurance a Must For Pension

In the process of the SEBI fight, IRDA has decided it will kill the concept of pension products as pure retirement plans. In it’s recent order: Based upon ...

ECS Fiasco: Kotak to Blame, ICICI Redeems Itself

Ravikiran Rao writes in response to the ECS post: Just wanted to give a little more detail. The detail will indict Kotak further and probably exonerate ICICI ...