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AU Bank shrinks, Momentum sinks and China stinks


So, what’s the spread this week? ☕️

  • 3 research articles and 1 podcast from Capitalmind.
  • 5 finance articles covering personal finance, macroeconomics, and investing from across the globe.
  • 5 conversations from our slack community [premium only]

August: Not august for Momentum investing 🥊

The Capitalmind Momentum portfolio took a pounding in August, down -3% compared to +8.6% for the NIFTY and 6.5% for the CNX500. After a broad decline across the board, large caps came roaring back even as mid and small caps struggled.

AU Bank shrinks, Momentum sinks and China stinks


Worried about the bank that promised to keep your money safe? 🤦‍♂️

AU Small Finance Bank is in the news for all the wrong reasons. The stock is down -19% from its recent peak with high volumes. A series of high-profile resignations has raised questions on the asset quality of the lending book.

How safe is AU Bank? Should depositors be worried? Should investors be worried?


Neo Banks – the delicious toppings of the sundae called Fintech 🍨

Neo Banks are taking the world by storm. They first emerged in UK (Monzo, Atom Bank) in 2015 & quickly spread across the world. The global Neo banking market size is at $35B as of 2020 & is expected to reach $722B by 2028 at a CAGR of 47%.

That’s one heck of a growth projection! So we thought we should cover this & see what’s in it the store?


New Podcast Alert 🎧

Episode 40 and we’re speaking to the fin-tech firm that just raised 40 Million dollars last week – Smallcase!

The magic that is our slack community! 🤩

AU Bank shrinks, Momentum sinks and China stinks

[Premium] The School of Slack 😎

We bring you the most insightful discussions from our slack community

  • Do we discuss if a Low Volatility Mutual Fund makes sense against an index fund-based portfolio? [link]
  • We discuss in a long thread “how constant duration funds work?” [link]
  • A quick and crisp analysis of Vijay Diagnostic IPO [link]
  • Here’s a new experimental trade that will ease the heartburn of paying STCG accumulated in this bull run. [link]
  • Can there be a company with a negative net worth and yet a 10,000 Cr marketcap? [link]

Links we Like

In this section, we bring you interesting links from across the internet:

  • It’s often said that you can have any two things at a time, of the holy trinity: Time, Health, and Money. This article provides an excellent perspective On Time, Money and Health
  • China was never the good boy of protecting the rights of International inventions and patents. But, it seems, they have taken things to the next level with the Semiconductor Heist Of The Century
  • The battle is lost when you need to call something “modern” to justify its relevance. Let’s meet an economist who quips, “Let’s not ask how will we pay for it” – The Economist Who Believes the Government Should Just Print More Money
  • Printing money is nothing new, it’s been going on for more than a decade in full throttle. What’s worrying is the scale at which it is happening now. Here’s how much it is: $834 Million Every Hour
  • Few people can articulate disassociated concepts with money as well as Morgan Housel does. This time, it’s conservation and efficiency. Read: The Biggest Returns

That’s all folks. Have a great weekend! 🤟

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AU Bank shrinks, Momentum sinks and China stinks

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